Dental implants are the best way to replace missing teeth. They offer outstanding longevity, stability, and jawbone health benefits. However, they are the most expensive form of tooth replacement. If you have dental insurance, it is natural to wonder if your plan will help you manage the cost of your restored smile! This blog post provides information that can get you on the path to maximizing your benefits.
Coverage for Dental Implants
It is important to note that some dental insurance plans do not cover implants. They classify them as a luxury procedure, so they will not cover the implant posts or the surgery required to place them.
However, some insurance plans do offer coverage for implants. This is becoming more common as the outstanding benefits of implants become more widely understood. If your plan does offer coverage, it may pay for up to 50% of the cost of your implants (up to the amount of your annual benefits maximum).
Coverage for Other Parts of Your Procedure
Even if your plan does not apply to the implants themselves, it is likely to help with other portions of your tooth replacement process. For example, it may cover preliminary care like tooth extractions, bone grafting, or gum disease treatment. It may also help with the cost of the crown, bridge, or denture that will get attached to your implants.
Tips for Maximizing Dental Insurance for Dental Implants
Here are some things to keep in mind as you start figuring out the financial portion of your tooth replacement journey:
- Your dental team can help with insurance: They can submit preauthorization requests for implants and other procedures and provide estimates for your final out-of-pocket obligation.
- You may lower costs through strategic scheduling: Dental insurance benefits usually reset each January. You may be able to use your remaining 2026 benefits to get started with treatment, and then use your new 2027 annual maximum to further lower your out-of-pocket obligation.
- You may still owe a significant amount: Ask your dental team about payment options for dental implants. You might choose to apply for financing to break the cost up into affordable monthly installments. You can also ask your dental team if they have any sort of in-house savings plan for portions of your procedure that are not covered by insurance.
Every insurance plan has its own approach to dental implants. Talk to your care team so you can fully understand the financial impact of this restorative procedure.
Meet the Practice
At Epic Family Dentistry of Carrollton, we are proud to offer start-to-finish dental implant services in a welcoming environment. We accept insurance and are in-network with several popular plans. We also work with CareCredit to provide financing and have an in-house savings plan. To learn more about us or to request a FREE dental implant consultation, contact our office at 972-820-7294.