Will Dental Insurance Cover Dental Emergencies?

June 26, 2024

Woman in pain at an emergency dentistIs a toothache keeping you awake at night? Maybe you’ve taken a spill and have knocked out a tooth? No matter the situation, you need an emergency dentist quickly! The last thing you should be worried about is how you’re going to pay the bill. If you have dental insurance, don’t fret. You can use your annual coverage to lower the amount you’ll pay out-of-pocket. Here’s how to keep a dental emergency affordable.

The Cost of Delaying Treatment

Times are tough for many people right now. Not everyone has a rainy day fund for dental emergencies. 92% of Americans admit they would consider delaying dental care because of the costs. While a trip to your dentist may not be at the top of your priority list, delaying treatment might cost you your tooth. 

It’s important to visit your dentist right away or a small issue can turn into a very big problem. Every tooth is important for your oral health and overall wellness. Losing a tooth from a dental emergency can have lasting consequences for your well-being.

How Much Does a Dental Emergency Cost?

There isn’t a flat fee for cosmetic dentistry because every situation differs. You’ll first require an initial consultation where your dentist will examine your mouth and perform diagnostic services. They will review their findings with you and their recommendations for treatment. There are many treatments often used for dental emergencies, each with separate costs. Your dentist will review your options and the fees during your consultation.

Dental Insurance May Cover Dental Emergencies

Every dental insurance plan differs, but most offer coverage for emergency consultations. Your insurance may cover your visit and diagnostic services for a copay. Your insurance may pay 50% to 80% of the cost of medically necessary treatments after meeting your deductible. You can use your annual allowance to lower the amount you will pay out-of-pocket.

Besides using your dental insurance, many dental practices also accept third-party financing, like CareCredit. You can pay any expenses using a monthly payment plan with little or no interest in financing, depending on your credit approval. 

Your dentist will work with you to help you find the solutions you need to rehabilitate your dental health without costing your life’s savings. Do not wait to contact your dentist.

About the Practice

Epic Family Dentistry provides comprehensive preventive and restorative dental care for patients of all ages. Dr. Azmoodeh focuses on helping patients maintain healthy smiles through education, early detection, and personalized treatment plans. Our practice emphasizes a comfortable, welcoming environment where patients can feel confident about their oral health and long-term wellness.

Call us at (972) 820-7294 or schedule your appointment online.